Turkish Lira & Money Tips for Istanbul 2026

Currency exchange, ATMs, tipping, and money-saving tips.

Currency

Turkish Lira (TRY/₺). As of 2026, approximately 35-40 TL = $1 USD. Fluctuates frequently.

ATMs

Widely available (Garanti, İşbank, Yapıkredi). Use bank ATMs, not standalone ones. Most accept Visa/Mastercard.

Tipping

Restaurants: 10-15%. Taxis: round up. Hotel staff: 20-50 TL. Hamam: 15-20% of service.

Money-Saving Tips

• Exchange at PTT (post office) or Enpara ATMs for best rates
• Avoid airport exchange — worst rates
• Many places accept cards but carry cash for small vendors
• Haggle at Grand Bazaar — start at 50% of asking price

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